Work 08 of 9 · Playbook I
Folio
Document intelligence for insurance underwriting.
- Playbook
- I · Enterprise editorial
- Variant
- I · Serif over grotesk
- Loud idea
- Brightness-ramp closing headline
- Type
- Newsreader 300 · Geist · Geist Mono
New: Folio reads Lloyd’s bordereaux in any template.See what it extracts
Underwrite the risk, not the paperwork.
Folio reads submissions, loss runs and policy wordings for specialty insurers, then hands your underwriters a ranked queue with every figure cited to its page.
Built for the documents underwriters actually receive.
Broker emails, ACORD forms, loss runs, schedules of values and wordings, in any layout. Folio shows its work on every field.
Every figure cited to its page
Loss runs become structured data in under two minutes.
Harlow Cold Storage LLC · Westmark Mutual
Extracted · 5 fields
- Named insured
- Harlow Cold Storage LLC
- p. 1
- Policy period
- Jan 1, 2021 – Jan 1, 2026
- p. 1
- Claims
- 5, of which 2 open
- p. 3
- Total incurred
- $1,284,550
- p. 3
- Largest loss
- $412,000 · water damage
- p. 3
312 submissions this week
Every submission, ranked against your appetite.
Northgate Cold Chain
Property · TIV $48M · 08:42
In appetite
Calder Marine Services
Marine cargo · TIV $12M · 09:05
In appetite
Brookfield Timber Mills
Property · TIV $96M · 09:17
Refer
Ostrava Pyrotechnics
Property · TIV $6M · 09:31
Outside appetite
Renewal against expiring
Wording changes, flagged before you bind.
Flood sublimitp. 14
Expiring: $5,000,000Renewal: $2,500,000Business interruption waiting periodp. 9
Expiring: 72 hoursRenewal: 48 hoursCyber exclusionp. 22
Expiring: NoneRenewal: Added by endorsement 7
Results, ninety days after go-live.
Measured by each carrier on its own book, against the same workflow in the quarter before.
Time to first quote
Same day, down from three
Folio has read the loss runs before I’ve opened the broker’s email. My team spends its morning on the risks, not on retyping them.
| Workflow | Before | With Folio | Result |
|---|---|---|---|
| Submission triageNorthfield Specialty | Time to first look2 days | Time to first look35 minutes | Quote turnaroundA day sooner |
| Loss run intakeCarrow Re | Per loss run45–60 min | Per loss runUnder 2 min | Analyst time3,100 hours saved a year |
| Wording comparisonAlbury Mutual | Per renewal3 hours | Per renewal20 minutes | Renewals checked9× as many |
| Bordereaux reconciliationSyndicate 4471 | Monthly close6 days | Monthly close1 day | Close5 days sooner |
Submission triage
Northfield Specialty · time to first look
- Before
- 2 days
- With Folio
- 35 minutes
- Quote turnaround
- A day sooner
Loss run intake
Carrow Re · per loss run
- Before
- 45–60 min
- With Folio
- Under 2 min
- Analyst time
- 3,100 hours saved a year
Wording comparison
Albury Mutual · per renewal
- Before
- 3 hours
- With Folio
- 20 minutes
- Renewals checked
- 9× as many
Bordereaux reconciliation
Syndicate 4471 · monthly close
- Before
- 6 days
- With Folio
- 1 day
- Close
- 5 days sooner
Security your risk committee will sign off.
Your documents stay yours. Folio never trains on customer data, and every extracted figure keeps the page it came from.
- SOC 2 Type II
- ISO 27001
- ISO 42001
- GDPR
- CCPA
- Never trains on your documents
- Encrypted in transit and at rest
- Single-tenant deployment on request
- An audit trail for every extracted field
Bring a submission you’ve quoted. We’ll read it on the call, and cite every figure.
See it on your data30 minutes · with an underwriterBrief
What it had to do.
- Subject
- AI that reads submissions, loss runs and policies for underwriters.
- Audience
- Heads of underwriting at specialty insurers.
- Job
- Book a demo on their own documents.
- Proof
- Before/after results table and named compliance.
Token plan
Written before any code.
design.md’s Agent Protocol asks for this table first. Ratios are WCAG 2, measured on the surface each color actually sits on.
| Color | Hex | Role | Contrast |
|---|---|---|---|
| Dark | #1C1C1C | Hero, closing | — |
| Light | #F7F6F5 | Body sections | — |
| Ink | #292929 | Body text | 13.48:1 |
| Muted | #676664 | Labels | 5.31:1 |
| Highlight | #C2410C | Results as text | 4.80:1 |
| Spark | #FF6300 | Quote marks only | — |
Decisions
Why it looks this way.
- 01
A light serif at 300 is the stated display exception; UI text is Geist.
- 02
Key phrases in the hero lede are emphasized by brightness (100% vs 60%), not weight.
- 03
The closing headline ramps 40% → 70% → 100% white; 40% measures 3.54:1 at 48px.
- 04
Muted labels are #676664 (5.31:1); V7's rgb(4 3 1 / .41) measures 2.88:1.