New: Folio reads Lloyd’s bordereaux in any template.See what it extracts

Underwrite the risk, not the paperwork.

Folio reads submissions, loss runs and policy wordings for specialty insurers, then hands your underwriters a ranked queue with every figure cited to its page.

Book a demo See what Folio extracts

Built for the documents underwriters actually receive.

Broker emails, ACORD forms, loss runs, schedules of values and wordings, in any layout. Folio shows its work on every field.

Every figure cited to its page

Loss runs become structured data in under two minutes.

Loss run reportPage 3 of 4

Harlow Cold Storage LLC · Westmark Mutual

2021-08-14Refrigeration failure186,400

2022-02-03Slip and fall48,250

2023-06-21Roof collapse, snow load391,700

2024-03-11Water damage412,000

2025-01-09Forklift collision246,200

Total incurred1,284,550

Extracted · 5 fields

Named insured: Harlow Cold Storage LLC; p. 1
Policy period: Jan 1, 2021 – Jan 1, 2026; p. 1
Claims: 5, of which 2 open; p. 3
Total incurred: $1,284,550; p. 3
Largest loss: $412,000 · water damage; p. 3

312 submissions this week

Every submission, ranked against your appetite.

Northgate Cold Chain
Property · TIV $48M · 08:42
In appetite
Calder Marine Services
Marine cargo · TIV $12M · 09:05
In appetite
Brookfield Timber Mills
Property · TIV $96M · 09:17
Refer
Ostrava Pyrotechnics
Property · TIV $6M · 09:31
Outside appetite

Renewal against expiring

Wording changes, flagged before you bind.

Flood sublimitp. 14
~~Expiring: $5,000,000~~Renewal: $2,500,000
Business interruption waiting periodp. 9
~~Expiring: 72 hours~~Renewal: 48 hours
Cyber exclusionp. 22
~~Expiring: None~~Renewal: Added by endorsement 7

Results, ninety days after go-live.

Measured by each carrier on its own book, against the same workflow in the quarter before.

Time to first quote

Same day, down from three

Folio has read the loss runs before I’ve opened the broker’s email. My team spends its morning on the risks, not on retyping them.

Priya NairHead of Property, Northfield Specialty

Results by workflow: before Folio, with Folio and the outcome
Workflow	Before	With Folio	Result
Submission triageNorthfield Specialty	Time to first look2 days	Time to first look35 minutes	Quote turnaroundA day sooner
Loss run intakeCarrow Re	Per loss run45–60 min	Per loss runUnder 2 min	Analyst time3,100 hours saved a year
Wording comparisonAlbury Mutual	Per renewal3 hours	Per renewal20 minutes	Renewals checked9× as many
Bordereaux reconciliationSyndicate 4471	Monthly close6 days	Monthly close1 day	Close5 days sooner

Submission triage
Northfield Specialty · time to first look
Before
2 days
With Folio
35 minutes
Quote turnaround
A day sooner
Loss run intake
Carrow Re · per loss run
Before
45–60 min
With Folio
Under 2 min
Analyst time
3,100 hours saved a year
Wording comparison
Albury Mutual · per renewal
Before
3 hours
With Folio
20 minutes
Renewals checked
9× as many
Bordereaux reconciliation
Syndicate 4471 · monthly close
Before
6 days
With Folio
1 day
Close
5 days sooner

Security your risk committee will sign off.

Your documents stay yours. Folio never trains on customer data, and every extracted figure keeps the page it came from.

SOC 2 Type II
ISO 27001
ISO 42001
GDPR
CCPA

Never trains on your documents
Encrypted in transit and at rest
Single-tenant deployment on request
An audit trail for every extracted field

Bring a submission you’ve quoted. We’ll read it on the call, and cite every figure.

See it on your data30 minutes · with an underwriter