2nd place, DeFi & Payments · Sui Overflow 2026.
71Labs

Talise · Payments on Sui

Money that moves like a message.

Talise lets anyone hold real dollars on Sui and send them to a name, as easily as texting. No wallet addresses, no gas, no seed phrases.

The Talise app

The write-up

A dollar should move like a message.

Talise exists because sending ten dollars is still harder than sending a photo. We built a wallet where it is not.

You hold real, dollar-backed stablecoins on Sui. You send them to a name like eromonsele@talise.sui, not a 0x address. The payment settles in under a second, the network fee is sponsored, and there is no seed phrase to write down and lose. Sign in the way you already sign in to everything else.

The details that make it usable took the most time: gasless on every transfer, yield of up to 8 percent on idle USDsui, cheque links, a private send you switch on rather than a promise we made for you, and a Nigeria bank cash-out that settles 1:1. Privacy is optional and honest. By default a payment is a normal on-chain transaction; the shielded pool is there when the amount is nobody else’s business.

Talise took 2nd place in DeFi & Payments at Sui Overflow 2026, with a $15,000 prize. As of 18 Sep 2026: 1,416 on-chain transactions, ~$9.5k ledger volume, ~49 transacting users (2,258 registered). The product in people’s hands is the point.

Send

Send to a name, not an address.

Money on Talise moves to a handle like eromonsele@talise.sui. It settles on Sui in under a second, and it is gasless, so you never touch a 0x address or a network fee.

  • Human handles instead of wallet addresses
  • Settles on Sui in under a second
  • Gasless on every transfer
Sending money to a Talise handle

Earn

Your balance earns while it sits.

Balances are held in USDsui, worth one US dollar each, and they earn up to 8 percent while they wait. No lockups, no staking screens, nothing to manage.

  • USDsui, 1:1 with the US dollar
  • Up to 8 percent on an idle balance
  • Withdraw or spend at any time
Talise balance earning yield

Share

Send money as a link, or send it quietly.

Turn a balance into a cheque link and hand it to anyone; they claim it as real money. Or use private send when a transfer is nobody else's business.

  • Cheque links claimed as real money
  • Private send for discreet transfers
  • Works with anyone, wallet or not
Talise cheque link
Talise private send

Cash out

Move it to a local bank account.

Cash out straight to a bank account. Nigeria is live today, with more rails on the way, and every payout settles 1:1 from USDsui.

  • Nigeria live today
  • More rails coming
  • 1:1 from USDsui to local currency
Cashing out to a local bank

Sui Overflow 2026 · $15,000

2nd place, DeFi & Payments.

Talise metrics as of 18 Sep 2026: 1,416 on-chain transactions · ~$9.5k ledger volume · ~49 transacting users (2,258 registered).

$0

Prize

0

On-chain transactions

~$0.0k

Ledger volume

~0

Transacting users

Writing

Notes on Talise.

All notes

Talise

Hold dollars that move like a message.